Congratulations–you’re getting the house! But before you set up the flat-screen, here are a few final things you’ll want to do to guarantee a smooth closing day.

Closing day

Bring these to closing–they apply to you and the seller

• Photo IDs

• Key, garage openers, and security codes for the home

• Documentation of all repairs made as part of inspections

• Payment method for any outstanding costs

• A couple of pens. You’d be surprised.

• Water, snacks, and entertainment for any little ones. Closing can take a while.

Closing day–realtor and closing agent

Ensure your realtor and closing agents are prepared with the following information:

• Mortgage, payoff 

• Escrow account

• Property tax information

• HUD 1 settlement agreement

• Inspection agreements

After-closing

Just focus on the basics for now–utilities and communication

• Cancel any policies, such as home insurance, that don’t apply to your new home

• Forward your mail and complete an address change with USPS

• Let everybody know your new address–friends, family, the office, and creditors

• Arrange for hookup or transfer of new utilities and services: gas, electric and wi-fi